Did you know that financial markets are only 25% of the equation to your financial health and happiness? The other 75% of success is gaining an understanding of who you are, what you want, and what you are willing to do to
get there.

The NJAWBO Hunterdon chapter is pleased to invite you to this informative session with our guest presenter; Michelle Heide. You’ll learn:

o Strategies you can use that can help you feel more confident about reaching your financial goals
o Tips on how aligning four key concepts -- cash management, protection, investing, and tax planning – can help you bring your
dreams and goals more within reach
o Ways you can identify and correct critical gaps in your current financial plan.

Michelle Heide, CFP® is a financial advisor with Patton, Heide & Associates, a financial advisory practice of Ameriprise Financial in Annandale. Since she began her practice in 1992, she has placed top priority on her clients and their needs, goals, and dreams. Because of her dedication to her clients, she has developed a reputation for being responsive, smart, proactive, and caring.
As a business owner, she also knows, firsthand, the unique financial issues and
concerns that entrepreneurs face. And as a woman, Michelle is passionate about helping women learn all there is to know about managing money, planning ahead, and making dreams come true. “The only person responsible for you is you.”